Xiaomi YU7 Launches 7-Year Low-Interest Auto Loan: From ¥49,900 Down Payment, Includes Zero-Gravity Seats

On January 15, Xiaomi Auto announced limited-time purchase incentives: customers who place orders for any YU7 model or first-generation SU7 inventory vehicles between January 16 and February 28, 2026, can choose from two financing options. The first is a low-interest plan with an annual interest rate as low as 1% for up to seven years, requiring a down payment starting at RMB 49,900 and monthly installments from RMB 2,593, saving up to RMB 29,000. Alternatively, buyers can opt for a three-year, zero-interest plan with a down payment starting at RMB 74,900 and monthly payments from RMB 4,961, saving RMB 13,000. Additionally, all YU7 models will receive dual zero-gravity seats free of charge during this promotional period. Customers who have already placed orders but not yet taken delivery can secure this upgrade by paying a RMB 1,000 final installment; those who originally did not select this option will receive it as a complimentary upgrade without any delay to their delivery schedule. Moreover, Xiaomi is launching its first referral program: existing owners who invite friends to place a small deposit on the new-generation SU7 and subsequently convert it into a full order after the vehicle’s official launch will earn 8,000 points per successful referral, with a maximum of 10 referrals allowed per year.