From:Internet Info Agency 2026-03-15 06:00:00
TikTok user Eve recently shared a harrowing dating experience: Her boyfriend, who had an extremely poor credit score of just 450, couldn’t rent a car on his own. She was persuaded to co-sign a six-year auto lease with him. He promised to use the car to commute to work and earn money to take her on dates, but soon stopped making monthly payments and disappeared. To protect her own credit, Eve had no choice but to repeatedly cover the payments herself. On a friend’s suggestion, she even considered using a spare key to “steal back” the car registered under her name—but failed after searching everywhere without knowing his whereabouts. Their tumultuous relationship dragged on for nearly two years, until he used her credit card to buy an engagement ring and proposed. Fortunately, after he later received compensation from a car accident and bought a new vehicle, Eve finally managed to extricate herself. Over three years, she never missed a payment, preserving her credit record intact. Experts warn: Co-signing an auto loan or lease with a partner carries extremely high risk—always ensure you can afford to shoulder the entire repayment obligation yourself.

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